Mortgages & insurance
Start your journey with us
It’s no secret that buying a home or remortgaging is one of the biggest financial transactions you’ll ever make. With the right advice, it can be both cost-effective and (relatively!) stress-free.
Getting the right mortgage can be complicated, but our team of Essex mortgage brokers are experts at getting it right and finding the perfect lender for your specific needs.
We charge a fixed fee, which means there are no hidden costs or surprises.
What are you looking for?
You can rely on us as mortgage experts to find the right solution for your individual circumstances.
We specialise in:
First time buyer mortgages
Ltd company director mortgages
Self employed mortgages
Large mortgage loans
First time buyers
Taking the first step onto the property ladder needn’t be daunting. We’ll allow you to focus on finding your perfect home.
Next time buyers
You’ve been through the process before and know how stressful it can be. This time, let someone else take the lead.
Buy to let
Whether you’re starting out or an experienced investor, we’ll navigate the market and find the best deal for your needs.
Remortgage
If your mortgage is coming to an end or you’re looking to save some money, we’ll be there to source a new deal.
Protection
Should the worst happen, you want your family to be financially supported. We’ll ensure the right insurance is in place.
Your journey
We offer a fully hands-on service, with a tried and tested process to deliver great outcomes for our clients.
Understanding
Onboarding
Suitability
Packaging
Liaising
Securing
1. Identifying your needs
In order to get the most suitable mortgage for you, whether you are buying a new home or remortgaging, we need to understand exactly what it is you’re looking for. That doesn’t simply mean the mortgage type; we’re interested in you, your family, your income, and your end objective. It’s all part of our highly personalised fixed fee service. As part of this, we’ll also discuss the insurance options available to go alongside your mortgage.
2. Getting things moving
Now that we know where you’re heading, we can start the onboarding process and gather all the documents we need to start researching your options.
3. The search begins
Being independent means we can search the whole of the market to find the right mortgage from the right lender. We will talk you through our recommendations based on your goals. Once a product is selected a decision in principle can be agreed.
4. Finalising the application
Once you’re happy with our recommendations, we’ll submit and process the application on your behalf. There’s absolutely no need for you to liaise with the lender as we take care of everything. Of course, we’ll keep in touch often so that you always know how your application is progressing.
5. Speaking to third parties
When we say we’ll take care of everything, we mean it. And that involves “project managing” all parties to keep pushing your application along. Our team will liaise with estate agents and solicitors on your behalf to help gain momentum in the process. We’re here to prove that moving homes or remortgaging needn’t be (too!) stressful.
6. Getting the keys
Finally, the moment you’ve waited for is here! The keys to your brand new home are in your hands, and you can enjoy this new chapter of your life. We’ll let you go and enjoy your home, but if there’s anything else you need from us, we’re more than happy to help.
4 reasons to choose us…
We know how stressful and time consuming getting a mortgage or remortgaging can be. It’s also key to get it right, as this is one of the largest financial transactions you’ll do.
Life is easier
You can spend your time on the other things that matter to you, while we take care of the stressful bits of getting a new mortgage deal.
Fixed fees
We charge a fixed fee, which means there are no hidden costs or surprises.
Knowledge is key
We come armed with years of expertise and the answers to any queries.
Independent advice
We search the whole of the market, rather than just a handful of products and lenders.
