Plan your future with clarity and purpose

5* Rated Independent financial advisers in Essex; helping you make the most of your money, so you can focus on what's most important to you.
About us
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Sam Drewery profile picture
Sam Drewery
8 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I've had the privilege of knowing Ross for over five years, and in that time he's consistently shown why he has earned such an excellent reputation. When we first spoke, he reviewed my investment and savings strategy and was honest enough to tell me I didn't actually need his help — at a time when plenty of others in his position would have happily taken the management fees anyway. That honesty is rare, and it's exactly why I knew I'd never go anywhere else when it really mattered. When the time came to sort a mortgage for our first family home, Ross was the only person I considered, and he's been there for every remortgage since as our fixed terms have come up. He also arranged our protection policies, including life insurance and critical illness cover, making sure my family would be properly looked after should the worst happen. I cannot recommend Ross highly enough. He puts his clients' genuine interests first, even when it costs him in the short term, and that's the mark of someone you can trust with decisions this important.
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Lee Bee profile picture
Lee Bee
23 July 2026
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Ross continues to act as a trusted advisor, consistently going over and above in his service. Ross is incredibly responsive and adaptive to all the challenges I throw at him! Ross has become a key player in determining both my personal and business financial future and I trust him implicitly to deal with a wide range of requirements and my family's financial stability. I have recommended Ross to multiple friends and family, and would have no hesitation in continuing to do so.
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Patricia Sherlock profile picture
Patricia Sherlock
28 May 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Just to thank Chris for his advice regarding an existing pension. He was very helpful and I will definitely return should I require any further advice.
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Lucy grace profile picture
Lucy grace
6 May 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
We spoke to Ross to secure a mortgage for our first home. He could not have been better, he was always on hand on email and calls if required and was very responsive, we never had to chase him for progress as he was always ahead of the game. Due to other parties we lost out on the property we first wanted to buy which fell through at the last minute. Ross and Fairview were the only part of that process to not let us down which is why we continued to use them, we have now moved in and we will be returning to Ross and Fairview once our fixed term is up.
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Melanie Jayne profile picture
Melanie Jayne
4 May 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent overall service from beginning to end. Highly rated.
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lee weston profile picture
lee weston
22 April 2026
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I had an advisor, who basically just scared me with figures that didn't really mean a thing to me (pension & retirement advice). A friend put me onto Ross who had a quick look at the report done by the previous advisor & told me I was already in a fairly good position (at which point he had no further information about what I wanted to do/what I needed etc). Ross set up a meeting with me, asked ME what I wanted/expected etc. He works in a slightly different way to most & looks at what YOU want to do & works towards THAT. At no point has he asked me for any money up-front (like the other did, £250 for a report that meant nothing to me + £500 if I'd gone ahead just to set it up, + fees, at the end of it I would have been nearly £12k worse off than just leaving it all alone). He is honest & if what you want is unachievable, he'll tell you exactly that & if possible, what you/he needs to do to get there, or at least close! I believe that I have now got the result I wanted, which is ACTUALLY BETTER than what I expected! I don't believe that Ross could have been ANY better unless he paid for my retirement himself! :)
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JAG profile picture
JAG
22 March 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
We visited Fairview after I was made redundant, and wanted to discuss if I could retire early. Ross & Bradley sat down and prepared a plan for me to retire immediately and support my husband with his early retirement. Circumstances changed 6 months later when unfortunately I was diagnosed with cancer. Again we went back to Ross who reviewed our financial plan and because of their previous advice, my husband was able to retire immediately and be with me through this journey. Without Ross & Bradley's advice my husband would still be working long hours. I cannot say how much we appreciate Fairview's, financial advice. Without them we would be in a very different situation. So I would strongly recommend you visit Fairview and have that first chat to see how they can assist you with your finances. Amazing company that really care about you as an individual.
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Peter O'Sullivan profile picture
Peter O'Sullivan
4 February 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross and his team have advised a number of times over the last few years on insurance, buy to let mortgages and our residential mortgage. Every time they have been professional and offered tailored advice to our needs, ensuring we get the best rates and mortgage offers, and when a better rate does come up moving on to another product. Would highly recommend.
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Glen profile picture
Glen
3 February 2026
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I’ve been very pleased with the service I’ve received from Ross Lacey at Fairview Financial Management. Ross provides clear, impartial advice and takes the time to really understand my circumstances before making recommendations. He explains things in a straightforward way that builds trust and makes long-term planning feel much clearer and less daunting. I’ve also really valued the ongoing support, knowing advice is always available as things change. I’ve felt well supported throughout and would happily recommend Ross to anyone looking for reliable financial advice.
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Katharine Mancuska profile picture
Katharine Mancuska
9 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I'm very grateful to Chris at Fairview Financial Management for his prompt, professional and pragmatic replies to my emails. He really helped me out by clarifying a few pension related queries I had....in layman's terms which is always a bonus! Thanks again.
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Alan Glyde profile picture
Alan Glyde
20 November 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a very useful meeting with Ross and Chris about IHT planning and they made me feel at ease from the start with everything explained slowly and clearly and with no pressure at all. I came away with all my questions answered thoughourly and a very positive impression of this company. Highly recommended.
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PAUL NORFOLK profile picture
PAUL NORFOLK
18 November 2025
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Excellent and helpful advice received from Ross and the team.
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Stan Rapley profile picture
Stan Rapley
17 November 2025
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Ross and the team always make you feel at ease and make sure you understand everything. They are always on hand to answer any questions you have. Would highly recommend
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Shaun Scullion profile picture
Shaun Scullion
14 October 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I recently met with Ross and his colleague Chris to discuss how I could best exploit my financial position to acheive better returns and achieve my financial ambitions. Not having done so before, I approached seeing a financial advisor with slight trepidation but was very pleasantly surprised at Ross and Chris' very friendly and professional approach; they gave me very useful and impartial advice on what my options were and how I could adjust my financial position to help achieve my aims - I found Ross to be clearly very knowledgeable in his field of financial management. Ross also followed up on my subsequent questions promptly and professionally. I'm really very pleased with my experience with Ross and Fairview and wouldn't hesitate to recommend them to anyone seeking financial advice.
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Niall Palmer profile picture
Niall Palmer
26 September 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I did a lot of research on Financial Advisors before finding Ross Lacey, and I'm so glad I did. We're from a pretty average family, and aged 52, I'd never seen a financial advisor before. I wanted advice around a property purchase, involving not just me, but my mum. Ross was generous with his time, and encouraged us to ask any questions (we had a lot!) without any pressure, which really put us at our ease. I honestly can't speak highly enough of this guy! He is a patient, and most importantly to us, a kind man. He has a way of explaining things that makes complete sense, jargon-free, but with real expertise. We are going to be in a much stronger position because of Ross's time and advice, and I really cannot thank him enough for what he's done, not just for me, but for my mum. 100% recommend this guy!
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Lesley Coombs profile picture
Lesley Coombs
13 September 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I have been working with Ross and the team at Fairview Financial Management for several years now. They have always given me sound guidance along the way, be it with my mortgage, my pension or any other investment queries I have had. Because of this advice I can now look forward to my planned retirement next year with confidence knowing that I am in a strong position to do so. I would highly recommend speaking with. Fairview if you need some advice or help with your own financial needs, they are a very good and knowledgable bunch, always professional but friendly and approachable too! They will help with every step along the way and always have your best interest in mind.
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David Norfolk profile picture
David Norfolk
4 September 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross, Bradley and team have been superb from the off. I was recommended their services by a friend, and it has been nothing less than first class. The guys have provided me with advice and various options for taking my pension, and having only initially sought to find out what my pension might be worth, and when would be a good time to retire, they have worked out a plan for me to comfortably retire now, at 56, something I never dreamed of. I cannot thank the team enough, their knowledge, communication, understanding and commitment is second to none!
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Ben CG profile picture
Ben CG
28 August 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I have now used Ross on a couple of occasions for a re-mortgage and would gladly recommend him to anyone. Very knowledgeable, helpful and proactive.
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Lydia Reed profile picture
Lydia Reed
12 August 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
As a first-time buyer, I was completely new to the mortgage process, but Ross made it simple and stress-free. He answered every question, no matter how small, promptly and clearly, and his friendly, professional manner put me at ease from start to finish. Thanks to him, securing my mortgage was a smooth experience, and I’ll definitely be returning to him for any future financial needs. Highly recommend!
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Louise Grech profile picture
Louise Grech
7 August 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
My husband and I used Ross and his team at Fairview Financial Management Ltd for a new mortgage and advice on what to do with the proceeds of a house sale. They were super friendly, really knowledgeable, and made everything feel easy and efficient from start to finish. I’d definitely recommend them to anyone looking for clear, helpful financial advice.
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David Cooper profile picture
David Cooper
2 July 2025
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I 1st met Ross around around 5 years ago when he advised me on my mortgage when it came to renew the deal that I was .Ross secured me a very good fixed rate deal .fast forward to current date I met Ross at his office for advice on how to proceed with my mortgage with a view to finishing the mortgage early and was given very sound and honest advice on how to do this. I wasn’t put under any pressure at all in which way to proceed but Ross did give me his recommendations in the best way forward. I can't thank him enough in the way that he goes about his business. My honest opinion is that I couldn't rate all at Fairview highly enough and as an Added bonus you get a decent coffee aswell.
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Aaron & Jigna profile picture
Aaron & Jigna
25 June 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Very happy with the service from Ross and team. Friendly but extremely professional. Clearly know their stuff and took all the stress out of setting up life insurance. Highly recommend.
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Joanna profile picture
Joanna
24 June 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
A big thank you to Ross and Chris for their support and guidance with my financial investments. After a difficult personal time from a divorce settlement,their advice gave me clarity and confidence. They’ve handled everything with care and professionalism, and I’m already seeing the benefits. Grateful to be on this journey with their support.
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Sean Tupman profile picture
Sean Tupman
16 April 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Great service from Ross from start to finish. Very informative and supportive at each step, as well as being extremely patient. Recommended by both friends and family and I can see why. Fully recommend!
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Darren profile picture
Darren
14 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
The team at Fairview were absolutely brilliant. From the moment I walked through their door I was met with a friendly approach and was put completely at ease. A very constructive meeting, that actually felt more like a friendly chat, was able to address my queries and concerns. Everything was explained in detail and a plan for moving forward was drawn up. Subsequently I am very pleased with the outcome they provided and would be more than happy to use their services again. Simply a positive friendly experience.
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Steve M profile picture
Steve M
6 February 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
We couldn’t be more impressed or happy with the service Ross and his team provided. The process was so easy and we never had to chase the team for information. Communication was great throughout and nothing was ever a problem. Each step was dealt with quickly and they provided exactly what we wanted. We couldn’t thank them enough . . . Excellent!
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Ryan Organ profile picture
Ryan Organ
2 October 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross has been superb with his financial planning, coaching and advice. We have seen some fantastic returns from the investments made which has been really pleasing. Ross has always been really good at explaining what we are doing with the money and helping me to understand financial planning better, he is always on the end of the phone if I need any advice which is very comforting.
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Jim huxtable profile picture
Jim huxtable
15 September 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
I recently used fairveiw financial services. Ross is such a pleasant Guy and felt comfortable the fist time I met him he is very professional and knows his stuff he was always on time . And I felt relaxed when putting all the questions I needed answered I also recommended him to a friend who was also very satisfied with his service I will be using his company again and would definitely recommend fairveiw financial services again . Ross is a top bloke
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James profile picture
James
1 September 2024
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Ross was absolutely wonderful throughout the entire property buying process, he was very knowledgeable and patient with us. Throughout the entire process, we felt like Ross was absolutely brilliant and so professional at securing the bits and pieces needed to secure our property. We would absolutely use Ross' services again in future, and definitely would recommend to friends and family who would like to pursue the same process as us, or if they need financial advice.
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stuart medcraft profile picture
stuart medcraft
6 August 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross advised us on tax efficiently taking money out of our business, as well other specific financial planning opportunities we have as business owners.
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Stephen Fast profile picture
Stephen Fast
25 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
My Wife and I wanted guidance with our pension plans to ensure that we were going to do the right thing and maximise the benefits given our age, our needs in retirement and security of income long term. Ross provided extremely sound advice, which guided us along a path which we were sure would give us what we needed to see our retirement expectations develop to the best of our advantage. We have now put our plan in motion and all is looking extremely well for the future. The advice and support provided was 1st class. Ross was an extremely good listener and considered everything we had issues and concerns about. The service was seamless, friendly and efficient. 10/10 from us.
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Jo Brigden profile picture
Jo Brigden
20 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Good solid advice, always happy to help with questions and explains everything in words that the layman can understand without jargon!
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Gary Ring profile picture
Gary Ring
16 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Would highly recommend Ross and the team at Fairview! I spoke to Ross about an upcoming severance package I’d been offered, as I was unsure whether it would be in my interests to take it & didn’t know what my options were. Ross was incredibly helpful and spent a considerable amount of time with me, talking through my options and giving me all of the information I needed to make an informed decision - the result of the work with Ross meant that I have been able to retire 5 years early! Absolutely fantastic service and has made a real difference to my life, allowing me to spend time with my grandchildren that I would have otherwise missed.
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Phillip Hadaway profile picture
Phillip Hadaway
6 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross provided me with great mortgage and life insurance advice. always available to assist and answer any questions. Quick, efficient and informative service, would highly recommend.
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Holly Dimmick profile picture
Holly Dimmick
2 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross provided fantastic financial advice. Very professional, clear, and easy to understand. I would thoroughly recommend Ross to anyone.
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James Brooks profile picture
James Brooks
22 May 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross was phenomenal. Explained all the terms and process from day 1 through to signing. He went out his way to take time on the phone too. His friendly approach was refreshing, as at times other options were pushy. Really recommend Ross and team for mortgage applications.
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Natalie Fedden profile picture
Natalie Fedden
5 March 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
My partner and I used Fairview Financial Management Ltd when buying our first home and couldn't have been happier with the service. We worked with Ross who was so helpful, kind and professional. As first time buyers we naturally had a lot of questions about the house buying process and Ross was really clear and patient in helping us to understand how everything would work. He secured us the best possible mortgage rate for our circumstances in a difficult time for mortgages, and supported us throughout the entire home buying process. We would highly recommend Fairview Financial Management, a pleasure to deal with.
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Lauren profile picture
Lauren
3 March 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross’ advice, support and assistance with the sourcing of my and my partner’s mortgage was invaluable. As first time buyers with little knowledge of the process, Ross was on hand if we had any questions on the mortgage products or the other aspects of the house purchasing process. His advice to us was thorough and considered, and he was able to offer additional advice on my partner’s finances, ensuring that we both have the right level of cover in place that suited our needs and budget.
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Darien Lamb profile picture
Darien Lamb
29 February 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross provided excellent advice, quick service at a reasonable price. He explained everything very clearly and outlined potential mortgage options tailored to my specific circumstances. Obtaining a mortgage was a seamless process thanks to Ross!
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Scott O'Connor
11 January 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Worked with Ross a number of times, wouldn't choose anyone else. Very knowledgeable and quick to respond to all queries. Speak to Ross for your mortgage needs - 100% would recommend.
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Niki Davies profile picture
Niki Davies
22 December 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Absolutely faultless. Could not recommend Ross Lacey highly enough. Really fantastic experience on securing a mortgage in a challenging time. Please don't look anywhere else!
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Gary Jackson profile picture
Gary Jackson
11 December 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
I have worked with Ross for more than 5 years, his excellent guidance has helped me plan an enjoyable retirement, earlier than I thought possible.
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Matteo Conti profile picture
Matteo Conti
3 December 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Honest and fair assessment of my needs. Gave me a clear picture of what I should be doing. Would highly recommend
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Niamh B profile picture
Niamh B
27 November 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
My husband and I approached Ross for help with planning for our future retirements. He was so patient and knowledgable on the subject and really took time to understand our situation and what we wanted. After our discussion, we decided to wait to enlist Ross’ help for a more convenient point for us in future. We got so much value from our 1 hour consultation and definitely won’t hesitate to get started with the team when we’re ready. Thanks so much!
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Nick Bering
23 November 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross is very knowledgeable in the financial industry and approaches exchanges in a clear and transparent manor. His friendly disposition makes you feel at ease and I personally wouldn't feel the need to deal with anyone else. I couldn't recommend Ross highly enough for all your financial needs
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Folasade Adewumi-Adeshina
23 November 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross demonstrated extensive experience and provided tailored guidance to me. He is a seasoned professional who is very patient and inclusive in his analysis. Ross is easy to work with and he is a good listener. He went over and beyond to provide me with information that could help me make informed decision.
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Denise Appleby
17 November 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross has been extremely helpful with my enquiries regarding my pension. Very patient, came back to me when he said he would and provided me with some very useful information. Highly recommended!
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Neil Skelding profile picture
Neil Skelding
10 October 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Turning 50, I wondered if there was enough in the pot to take some form of early retirement. Ross gave us the confidence to make that decision so that we can live our lives the way we want to. I had expected a financial planner to show us spreadsheets and charts, using lots of financial jargon. But Ross took the time to properly engage with us, understanding what we were looking for and what was important to us. We don’t have a massive budget, but Ross helped us to understand that we had enough to spend on the things - and the people - that we care about. Ross gave us the confidence not to worry about every financial transaction. We understand our parameters and we have regular reviews to confirm that we’re on track. I’ve always believed that it’s not about how much money you have, it’s about what that money can give you, in terms of experiences, fun and time spent with the people that you love. Ross always takes the time to check if we are happy with how we are living our lives, whether the money is giving us those things. For years, I’ve thought about taking a sailing course. I’ve no idea whether it’s for me, but I’d like to give it a go. Ross gave me the push I needed - he even gave me a link to a beginner’s course. After all, it’s things like that are the reason I retired in the first place. I booked my place on the course that same day and cannot wait.
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Kathleen Sarbutt
10 October 2023
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My father recently passed away. As he took care of the financial side of things I thought it best to seek professional advice regarding my mother's affairs. I heard about Ross through a friend. Ross has helped us to understand my mum's current financial position and is supporting her with future financial planning now she is retired. He has given her an honest view of where she is financially and what she is able to spend going forward. As part of this he has made investment recommendations in terms of her inherited pension scheme and the investing of other cash she holds in ISAs and Unit Trusts. Being a pensioner, he has worked with her to identify the right level of investment risk to take, as well as making recommendations on how she can use her money in the right way to reduce tax implications. Ross kept us engaged every step of the way and with every decision, visiting us regularly at home to run through everything, always making sure mum's goals were kept on track. He has been a pleasure to deal with.
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Liam Griffiths
16 August 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross and his team provide an excellent service and are always professional and friendly to deal with. I've recommended friends and family to them too, who have all had a great experience.
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Jenny Farebrother
7 August 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Honestly so impressed with this company. Amazing free consultation. Honest, knowledgeable, a great listener. Good signposting, no hard sell. So refreshing. I definitely feel I have found someone I can trust.
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Francis Hernandez profile picture
Francis Hernandez
27 July 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross is a very knowledgeable and confident financial advisor who has offered me very clear options in order that I may retire and enjoy time after work without worrying about my financial position. His advice following the death of my mother was very helpful indeed. In addition he has also built the framework for a legacy that I can leave for my children. I would wholeheartedly recommend his services to anyone who is planning their retirement.
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Andrew Symmons profile picture
Andrew Symmons
29 June 2023
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We were recommended Ross by a family friend. Ross was very helpful in guiding us through the process as first time buyers. Options and requirements were explained and he was adept at explaining what the pros and cons of various items were, as well as offering his own personal opinion whilst respecting your choice as a client. We had initially secured a 2 year fixed, at little hassle thanks to Ross and the team, but the interest rate mayhem in 2022 saw us want to switch to a 5 year. Ross and Kyrie were able to secure a new 5 year fixed within one day and acted very quickly to ensure we could achieve a reasonable rate. The product secured was withdrawn the following day, and we incurred no extra charge for this. Ross and the team were adept at keeping up to speed with the process and always reached out to see how things were progressing as well. Now a happy home owner since March '23, I would highly recommend Ross and the team to anyone looking for an advisor.
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Amanda Rhodes profile picture
Amanda Rhodes
23 June 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross is very patient, he takes time to understand your hopes and plans for the future before giving you financial advice to try and achieve those plans. I couldn’t recommend him more
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Amanda Rhodes profile picture
Amanda Rhodes
23 June 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
I couldn’t recommend Ross Lacey more he has helped guide us through the tricky world of pension amalgamation and investments. He really gets to know his clients and spends as much time as you need explaining your options and making recommendations that you are always comfortable with. He remembers the things you have shared with him and he genuinely wants to get the best financial outcomes for you. If you need a financial advisor you can’t go wrong with Ross
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Paul Clarke profile picture
Paul Clarke
7 June 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Please see below my review for Ross having completed a remortgage with him recently. What were the circumstances that caused you to initially look for an adviser? I needed to remortgage and also wanted to discuss my other financial circumstances at the same time How has Ross Lacey helped you? Ross was excellent in all areas. He spent a lot of time trying to get to know me and my goals, asking lots of pertinent questions. Ross then discussed some life planing with me around savings and pensions and I used him as a soundboard for different options that I was considering. Ultimately Ross left me understanding all the options in detail and helped me to come to my own decision. Ross also took the time to seek out the best possible mortgage deal for my remortgage and secured us a better rate than expected (which meant having to pay off a tiny bit extra of our current mortgage upon switching). Furthermore he was also able to recommend a more than satisfactory solicitor to assist with that side of the process. Have you seen the outcome you were hoping for? Yes absolutely. The remortgage was smooth and the additional help from Ross on the life planning side of things was excellent. What could they have done better? I genuinely don’t believe Ross could have done any more for us to help. 10/10 service.
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Oliver Jones profile picture
Oliver Jones
3 June 2023
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I first contacted Ross a couple of years ago. He initially helped me to sort out some important insurances and improve existing ones, after he highlighted valuable information about my existing ones which I didn't know about. Since then he has helped me with financial planning, to see what options I have around my short and long-term goals. Ross is a knowledgeable and friendly guy and cares about you achieving your financial goals. I recommend contacting him if you are seeking some assistance with finances.
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Callum Ring profile picture
Callum Ring
10 March 2023
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I have been seeking advice and guidance from Ross for approximately 3 years now on all financial activities, from starting my investing journey to buying my first house. Ross has always been incredibly helpful and assisted in any way he can - no request is ever too much trouble. I would highly recommend Ross, and Fairview Financial Management to anyone looking for Financial Advice or planning.
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Lisa Day profile picture
Lisa Day
3 March 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
5 ⭐️ service. Ross Lacey, very knowledgeable, communicative & always has clients best interests at heart. I would highly recommend to family & friends.
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Ali Armstrong profile picture
Ali Armstrong
4 February 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross talked me through the process and at all times kept his explanations simple and easy to follow. He took the time to listen to my specific needs and find a product that was suited to me and my budget. He also kept in regular contact with me and was always available for any questions, no matter how small they were. Highly recommend using Ross if you are looking for financial advice.
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Trucker Mann
3 February 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross spent time wading through the paperwork relating to x4 separate work pensions (including the dreaded Equitable Life). He gained up to date values on them all and then in his patient, friendly and professional manner explained the the options available to me. Top Notch, Thanx and would highly recommend
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aaron monteith
2 February 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
An excellent experience form start to end. Ross provided a professional, knowledgeable and thorough service. Would highly recommend and will be using him again.
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Atty Adetula
19 January 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
From our first zoom meeting with Ross everything was explained very well. Ross made the experience much easier with his clear advice & reassuring way of each part of the process,I highly recommend Ross to anyone who needs mortgage application assistance.
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Oliver Wilks profile picture
Oliver Wilks
11 January 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Fantastic financial advice! Fairview really aided in helping me navigate the daunting mortgage and insurance markets and procedures required to purchase out first home. Highly recommended for both personal and business financial planning and advice.
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Lawrence Macmillan profile picture
Lawrence Macmillan
10 January 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
I have been in contact with Ross for a number of years and really appreciate his approach and professionalism. My inial contact with Ross was during a period where my grandma fell ill and required our family to navigate possible investments to support her care costs. We were recommended Ross and really appreciated how he approached the situation, due to the passing of my grandma we didn't need to pursue the advice Ross had provided, however we are still using happily Fairvew Financial for ongoing investment and mortgage advice. My family and I would have no hesitation in recommending Fairview Financial as an independant financial advisor!
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Jamie Grech
14 October 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross is extremely knowledgeable and professional. His expertise helped us with our mortgage application and assisted with general tax planning advice. Would definitely recommend him as an advisor.
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Frank Hall profile picture
Frank Hall
19 August 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross has been fantastic from start to finish on finding me the best mortgage deal. I am extremely pleased with his service and been very professional throughout the whole process Thank you so much Ross
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Paige Caws
6 August 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross helped me by working out how much I could borrow on a mortgage and the budget I had to buy a house. This gave me so much more confidence in my property search and the whole process was very smooth! Would highly recommend!
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Megan House profile picture
Megan House
4 May 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross supported us during our mortgage application, providing fantastic advice and ensuring we were getting the best options. Ross was on hand throughout the entire process, was quick to respond and went above and beyond to help us. I can't recommend Ross enough. Thank you!
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lee robinson
24 March 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross was absolutely brilliant. He was quick to respond to any emails, phone calls or messages. Really friendly, professional and polite. He went above and beyond for us and exceeded my expectations. I would highly recommend.
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Lorraine Ashford profile picture
Lorraine Ashford
13 February 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
I visited Ross recently and found him to be very friendly and approachable. We discussed my concerns and he explained anything I was unsure about and gave me advice that has given me the confidence going forwards. I hope to be able to work again in the future with Ross.
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Chris Archer profile picture
Chris Archer
15 January 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Great advice, Excellent communications and very easy to work with.
Posted on Google Google
Kirsten Moore profile picture
Kirsten Moore
26 November 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross explained the differences between the pensions I was being offered. He was very professional, personable and was able to relay information in a simplistic way for someone like me (with little financial understanding) very well. I wouldn't hesitate to use his services again.
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Web Master profile picture
Web Master
18 November 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross has been fantastic in advising for a range of products for us. He has taken time to understand our requirements and worked with us and our accountants to provide the best products. Few financial advisors spend the time that Ross has taken to get to know us, is always on hand to help and to give easy to understand answers to complex questions.
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Edgar Neto profile picture
Edgar Neto
18 November 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross is absolutely great. He helped us with the purchase of our first property and we continue to enjoy his service as our long term financial strategy advisor.
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Richard profile picture
Richard
17 October 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I have not dealt with a financial advisor before so did not know what to expect. I chose Ross because of the many positive reviews I read and they certainly live up to their expectation. I felt very comfortable talking to Ross about my finances as he is very approachable, professional and very knowledgeable in this field. I would not hesitate to recommend Ross to family, friends and anyone reading this account of my experience.
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ZAB73 profile picture
ZAB73
6 October 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I have been working with Ross for over a year. He is patient and has great communication skills, understanding the needs and tailoring his service and solutions accordingly. He helped us set up a new pension and life insurance policy as well as working with us to review and potentially consolidate historical pensions. He is also flexible and able to change course or amend details as situations evolve. I would highly recommend Ross.
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Andrew Lewis profile picture
Andrew Lewis
23 August 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross has helped me dramatically over the past few years, helping me to evaluate my financial goals over the next 5 years as well as supporting my pension decisions for the long term. He has kept me informed of updates and potential changes as well as things going on within the market. He has always been extremely transparent about the fees charged and very professional, have recommended him to several friends and family members.
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Chris Coombs profile picture
Chris Coombs
5 August 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
We used Ross to understand what we could afford when looking to move to a new house and whether our current protection was adequate for our family. Ross was brilliant, his knowledge, honesty and all round people skills really shone through when discussing our options and putting them in plain English. He constantly took the time to push all parties involved in the move to keep things on track, way beyond just finding us a good mortgage deal and arranging new cover. I will never use a different planner. It’s all about trust and Ross earned ours. Anyone looking for a financial planner, I urge you to speak with Ross. I have introduced him to my mum and best friend to look at their investments and build a financial plan and they are all over the moon with him. Thanks Ross!
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Andy O profile picture
Andy O
4 August 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Ross was very professional, knowledgeable and reliable. He has a great wealth of knowledge and was able to look at my situation holistically. Some financial advisers just focus on the one thing without giving advise on the full picture. Therefore, I can't recommend him enough. Thanks Ross.
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Sean Beverton-Tubbs profile picture
Sean Beverton-Tubbs
3 August 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I’ve been using Ross for a variety of services over the last year and it’s been an absolute dream. His breadth of knowledge is awesome so he’s always able to help out. Ross takes calls night and day to get things done for his clients. Recently, he helped us with our mortgage and it’s safe to say we wouldn’t have made the stamp duty window without his tireless efforts. More than that, it was his general advice and support that helped us through. Highly recommend Ross to anyone who’s looking for an easy going, highly professional financial advisor
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Martin Morgan-Jones profile picture
Martin Morgan-Jones
3 August 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I have worked with Ross on both remortgaging and a mortgage for a house move. Absolutely first class advice with clear and relevant information as to which products would suit best. Can’t recommend enough
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Nicole D'silva profile picture
Nicole D'silva
3 May 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
I was referred to Ross by a friend. He spent a considerable amount of time understanding my objectives and explained everything clearly. Very happy so far with the investments he has suggested and I have a lot more comfort that I'm making the most of my savings.
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Anthony Smith profile picture
Anthony Smith
30 April 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
I needed advice on pension planning and really just a general review of my financial situation and future plans. Ross listened to my needs and asked challenging questions to help develop a plan for me. We have since maintained regular contact and I look forward to continually working with Ross in the future.

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What we do

We’re a firm of independent financial advisers and mortgage brokers in Essex.

As Chartered Financial Planners, our role is to give you the confidence and inspiration to live a better life using your financial resources; backed up by a robust plan. We’ll work with you to make the most of your money, savings, investments and pensions, so you can make the most of your time, doing more of what you love. Retire early, spend more and minimise tax; these are all key areas we help our clients with.

Our mortgage advisers in Essex deliver expert, whole of market mortgage advice; specialising in First Time Buyer, Self Employed, Limited Company Directors and arranging large mortgages.

So, whether it’s unbiased independent financial advice and wealth management you’re after, or independent mortgage advice and bespoke life insurance packages, our team are here to help.

Based in Rayleigh, Essex; we work with clients across the county, including Southend, Chelmsford and Colchester.

Find out more

Who we work with

You may not have the time, knowledge or inclination to look after your financial planning, but we do. We’ll help you if you’re one of the following:

Our team

Friendly, knowledgeable and experienced – you’re in safe hands. Meet the team at Fairview Financial Management.

Let’s chat…

Whether you have a question about any our services, how we work, or anything else, our team would love to hear from you.

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